Letter to Bank Manager for Minor to Major Account

Request to Bank Manager for Changing Minor Account to Major Account: If you’re over 18 years old and need to upgrade your minor account to a major one, you’ll need to write a letter to the bank. If you’re unsure how to write this letter, we can help you

Minor Account: A minor account is for students and children under 18 years old. Banks have specific rules for these accounts. They allow minors to deposit and withdraw money within certain limits. The Reserve Bank of India (RBI) permits opening these accounts for children older than 10 years. Banks offer various services like transactions and internet banking for students and children using these accounts.

Major Account: A major account is for adults aged 18 and above. When students turn 18, they need to change their minor account to a major one. This ensures they can manage all transactions without any issues. A major account has no limits on deposits and offers services like internet banking, credit/debit cards, and cheque books that minor accounts may not have.

Application to Bank Manager for Minor to Major Account

Here are a few samples of an application to the bank manager requesting to convert a minor account to a major account, using simple words:

Letter to Bank Manager for Minor to Major Account – Sample 1

Subject: Request to Convert Minor Account to Major Account

To,
The Branch Manager,
[Bank Name],
[Branch Address].

I am [Your Name], the guardian of [Minor’s Name], holding savings account number [Account Number]. I am writing to request the conversion of this account from a minor account to a major account as [Minor’s Name] has now attained the age of majority.

I have attached [Minor’s Name]’s birth certificate and my identification documents for your verification and necessary action.

Thank you for your prompt attention to this matter.

Letter to Bank Manager for Minor to Major Account – Sample 2

Subject: Conversion of Minor Account to Major Account

The Manager,
[Bank Name],
[Branch Address].

I, [Your Name], am writing to request the conversion of my ward’s savings account, held under the minor account status, to a major account. [Minor’s Name], for whom the account is held, has recently turned [Age of Majority].

Enclosed with this letter are the necessary documents, including [Minor’s Name]’s birth certificate and my identification proof, as per your bank’s requirements.

I kindly request you to process this conversion at your earliest convenience.

Bank Manager for Minor to Major Account FAQs

How to change minor to major in bank account?

To change a minor account to a major one, visit your bank with necessary documents like ID proof and a request letter.

How to write an application to a bank manager for minor to major?

Write a letter to the bank manager requesting to convert a minor account to a major one, including details like account number and guardian's consent.

How to write a letter to handover a bank account?

Write a letter to the bank manager requesting to transfer or hand over your bank account, providing account details and reasons for the request.

Can Guardian be changed in a minor account?

Yes, the guardian of a minor's account can be changed with proper documentation and consent from the existing guardian.

How do I know if my SBI account is minor or major?

You can check your account status by visiting your SBI branch or checking your account details online through SBI Net Banking or Mobile Banking.

What are the documents required for converting minor to major account?

Documents needed include ID proof of the minor turning major, identity proof of the guardian, and a request letter signed by both.